Savings
Investor Profile
Before investing, it's important to understand your risk tolerance, goals, and investment horizon. Your investor profile helps us recommend the right products for your personal situation, whether you're cautious, moderate, or comfortable with risk.
Segregated funds
Segregated funds are investments similar to mutual funds, but with additional guarantees, such as capital protection in the event of death. They are offered by insurance companies and are well-suited for those who want to invest while protecting their family.
Tax reduction, pension (RRSP)
The RRSP (Registered Retirement Savings Plan) allows you to save for your retirement while reducing your taxes today. It's a powerful tool for planning for the future while enjoying immediate tax benefits.
Education Savings Plan (RESP)
An RESP is an account for saving for your children's post-secondary education. The government adds grants, making it a great way to prepare for their future without going into debt.
Tax-Free Savings Account (TFSA)
The TFSA allows you to save or invest without paying tax on the gains. You can withdraw your money at any time, penalty-free. It's flexible, simple, and ideal for many types of projects.
Guaranteed Investment Certificate (GIC)
A GIC is a secure investment where your money is protected and earns you a fixed interest rate for a set period of time. It's a good option if you're looking to grow your savings without taking on risk.
Save for the purchase of your first, second or third property
Whether you're buying a home for the first time or buying your second or third property, there are strategies and accounts tailored to you to save effectively. We help you maximize your resources, take advantage of government programs, and build your real estate wealth.
Regardless of your financial situation, we offer personalized support to establish an investment budget tailored to your goals. Our expertise is at your service to help you make informed and sustainable decisions.