Financial advice
Tax reduction
We help you find legal strategies to reduce the amount of tax you pay each year. Whether through RRSPs, tax credits, or other financial tools, we ensure you take full advantage of what you're entitled to.
Home Loans and Interest Rates
Understanding mortgage types and interest rates is essential for making a smart home purchase. Our real estate agent will explain the available options and help you get the best possible rate for your situation.
Debt Consolidation System
If you have multiple debts (credit cards, loans, etc.), consolidation allows you to combine all your payments into one, often at a lower interest rate. It's an effective solution for regaining control of your finances.
RRSP, LIRA, RVF withdrawal...
Withdrawing from your retirement funds, such as your RRSP, LIRA, or RVF, can have an impact on your taxes. We advise you on the right time and how to do it to avoid tax surprises and maximize your income.
Budget and financial needs analysis
Creating a good budget is the foundation for solid financial health. We help you analyze your income, expenses, and goals to create a realistic and sustainable budget tailored to your life in Canada.
Family heritage
Family wealth is everything you build for your family: home, savings, investments. We help you structure and protect your assets to pass on a solid foundation to future generations.
Savings for children's education.
Investing early in your children's education can make a big difference. With tools like RESPs and government grants, we can help you build a fund for their education without jeopardizing your budget.
Financial advice for the self-employed
As a self-employed person, your finances are different. We help you better manage your variable income, expenses, taxes, and savings to ensure stability and growth, even without a fixed income, retirement savings, or pension.
Savings and strategies for buying a house, 2, 3...
Buying a home is a big project, whether it's your first or your next. We help you save and use the right programs (like the RAP or the CELIAPP) to reach your real estate goal, step by step.
From saving to purchasing your property, including tax strategies, we support you in creating a strategy adapted to your reality and promoting your financial balance.