Insurance
Life insurance
Life insurance is a financial tool that helps protect your loved ones in the event of your death. In exchange for monthly payments (called premiums), the insurance pays out a sum of money to your beneficiaries if you die. This money can be used to cover funeral expenses, pay off debts, or simply provide financial support to your family so they can get through this difficult time without additional stress. There are two main types of life insurance: term insurance and permanent insurance. Each offers benefits based on your needs, family situation, and financial goals.
Disability insurance
This insurance provides you with a monthly income if you become unable to work due to injury or illness. It helps you continue to pay your daily expenses while you are on sick leave or on extended sick leave.
Critical illness insurance
It provides you with a lump sum of money if you are diagnosed with certain serious illnesses such as cancer, a stroke, or a heart attack. This amount can be used freely: to cover treatment, compensate for a loss of income, or take time to rest without financial worry.
Drug insurance
It covers all or part of the cost of prescription medications, which can be very expensive in Canada. It's essential protection, especially if you or a family member has regular medical needs.
Dental insurance
Dental care is not covered by provincial health insurance plans, except in certain emergencies. With dental insurance, you can significantly reduce your expenses for cleanings, fillings, extractions, root canals, and even orthodontics. It's essential protection for maintaining a healthy smile... without breaking the bank.
Travel insurance
It protects you when you're out of the country (or even out of your province). It covers emergency medical expenses, trip cancellations, lost baggage, and other unexpected expenses that can be very expensive abroad.
Mortgage insurance
This type of insurance protects your mortgage. In the event of death, critical illness, or disability, it can cover your loan payments or even pay off your mortgage in full. It's security for your family and your home.
Asset insurance for retirement
This insurance combines long-term protection and savings. It allows you to build up capital that you can use during retirement, while also providing protection in the event of death. A good tool for preparing your financial future with peace of mind.
Asset insurance for children
It aims to protect your children's future while allowing them to build their assets. In addition to providing protection in the event of critical illness or death, it can also serve as long-term savings for their education or early life projects.
Depending on the insurer and your profile (age, health, family and financial goals), terms, prices, and options may vary. We'll help you compare offers, understand the clauses, and choose the solution that best protects your loved ones—now and in the future.